The Iowa Insurance Division has published consumer guidance on service contracts (motor vehicle and residential), emphasizing the need to research providers, coverage limitations, and claim processes; awareness is recommended due to persistent marketing via calls and mailers.

The Iowa Insurance Division regulates two types of service contracts: motor vehicle and residential service contracts, also known as home warranties.  The article lists websites a consumer may use to confirm a seller is licensed.

Full Article: https://iid.iowa.gov/consumer-connection/2025-07-02/july-consumer-connection-service-contracts