For a new program, there are three basic options for structure and approach. Each option includes many details, and this summary provides a high-level overview of those options.
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Tag Archives: Meramec Secure
2026 Guide: Comprehensive Insurance Solutions for Guarantees, Warranties, and other Specialty Insurance Programs
Originally Published: February 17, 2026
Executive Summary
Meramec Secure® provides end-to-end insurance solutions that help companies find the right insurance products, structure compliant programs, and deliver absolute protection to end clients. With over 25 years of industry expertise, we guide retailers, manufacturers, InsurTech companies, FinTech platforms, and service providers through the complete lifecycle of insurance-backed guarantee and warranty programs—from initial assessment to implementation and ongoing client protection.
The Meramec Secure® Advantage
In today’s competitive marketplace, companies make bold promises through warranties, guarantees, and service level agreements. However, sophisticated clients want to know: “Who backs these promises?” The market is littered with companies that offered incredible guarantees but went out of business, leaving customers without recourse. Meramec Secure® provides the answer. Our platform enables companies to differentiate themselves by demonstrating real financial backing for their commitments, building customer confidence, and gaining a competitive advantage.
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The Meramec Secure® Platform helps InsurTech, FinTech, OEM, and Product Sellers meet client demand for insurance-backed guarantees or warranties
The markets are littered with companies making big, bold promises that then go out of business with nothing to support their promise.
“Everyone has a warranty or guarantee, but what backs it – that’s what your prospects and clients want to know.”
The Meramec Secure® Platform enables the creation of customized solutions tailored to the needs of InsurTech, FinTech, OEMs, and Product Sellers across a variety of products, services, and solutions.
This includes traditional product warranties and service guarantees, as well as platform guarantees for performance, usage, uptime, and service-level commitments (SLAs), along with options for redeploying contractual obligations, early termination, warranties, and refunds.
Make your product, service, or solution stand out in a crowded market.
Determining the appropriate insurance policy and structure to support your objectives in a compliant and valid way is extremely important. Meramec Secure® supports clients in reviewing options and solutions to support the program from initial design through implementation.
Contact Meramec Secure
Mike Frosch, President
email: mike@meramecsecure.com
book an online meeting at: calendly.com/mike-frosch
website: https://meramecsecure.com/
#meramecsecure #insurtech #fintech #saas #warranty #guarantee #oem
Meramec Secure® Platform Enables Innovative CLIP-Backed Recruitment Guarantee, Enhancing Talent Retention Strategies
Meramec Secure, Inc. announces the launch of a new client program focused on the recruiting industry, integrating contractual liability insurance policies (CLIP) into recruitment solutions. This enables recruiting firms to offer strong, money-back retention guarantees for new employee placements. The initiative represents a major step forward in talent acquisition assurance, providing clients with meaningful financial protection and enhancing trust in recruitment service providers.
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The Meramec Secure® Platform Supports Medical Professionals with an Insurance Backed Medicare Clawback Solution
Medical providers face Medicare Clawbacks for up to six years of potential Clawbacks. This relates to previously completed procedures if processing issues are identified during an audit.
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Meramec Secure® Launches “TPA in a Box” Platform to Empower Retailers and OEMs with In-House Service Contract Programs
Meramec Secure, a national leader in specialty insurance and service contract solutions, proudly announces the launch of its innovative TPA in a Box platform.
This comprehensive solution is designed to assist retailers and original equipment manufacturers (OEMs) in establishing and managing in-house service contract programs efficiently and effectively, and is perfect for:
- Furniture & Lighting
- Major Appliances
- Small Appliances
- Major Electronics
- Portable Electronics
- Sporting Goods & Exercise Equipment
- Jewelry & Watches
- Prescription & Sunglasses
- Power Tools
- Lawn and Garden
- Almost any Consumer Product is Eligible
How the Meramec Secure® Platform Supports Companies Bringing Financial Strength to Their Guarantees and Warranties
With new innovative services and products comes a certain degree of uncertainty about whether the company making the promise can truly fulfill its commitments. Everyone can relate to companies offering incredible guarantees or warranties that are now out of business, or those making service promises that don’t deliver.
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Is it a CLIP or a SCRIP or a CLRP or PWI or PGI
The correct term depends on what you’re looking to accomplish. Navigating the different insurance policy terms can be confusing, as their meanings and applications often overlap. The fundamental foundation is the Contractual Liability Insurance Policy (CLIP) for all the variations.
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Using a Contractual Liability Insurance Policy (CLIP) for Limited Warranties or Service Guarantees
Businesses offering Limited Warranties or Service Guarantees frequently encounter the question, “What backs this warranty or guarantee?”
This question is critical to clients seeking peace of mind that something supports the warranty or guarantee beyond the company’s promise. In some cases, clients will not do business with a company that doesn’t have adequate backing for its promise or guarantee.
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Meramec Secure Launches Expanded Website Related to Use of a CLIP (Contractual Liability Insurance Policy)
Service Contracts, Limited Warranty, and Specialty Insurance and Service Programs
The site includes example uses for Service Contracts, Limited Warranties, Specialty Programs, and Service Programs, as well as example CLIP structures, profit participation options, and an example rate builder.
A CLIP is a great way to address regulatory and compliance requirements for Service Contracts. OEMs also use CLIPs to transfer risk off their balance sheets for their limited warranty programs. In addition, CLIPs are often an effective method to support service-oriented programs, including certain travel, event, and waiver programs.
View the site at https://contractualliabilityinsurance.com
ContractualLiabilityInsurance.com is a property of © Meramec Secure, Inc.