For a new program, there are three basic options for structure and approach. Each option includes many details, and this summary provides a high-level overview of those options.
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Category Archives: Commercial
2026 Guide: Comprehensive Insurance Solutions for Guarantees, Warranties, and other Specialty Insurance Programs
Originally Published: February 17, 2026
Executive Summary
Meramec Secure® provides end-to-end insurance solutions that help companies find the right insurance products, structure compliant programs, and deliver absolute protection to end clients. With over 25 years of industry expertise, we guide retailers, manufacturers, InsurTech companies, FinTech platforms, and service providers through the complete lifecycle of insurance-backed guarantee and warranty programs—from initial assessment to implementation and ongoing client protection.
The Meramec Secure® Advantage
In today’s competitive marketplace, companies make bold promises through warranties, guarantees, and service level agreements. However, sophisticated clients want to know: “Who backs these promises?” The market is littered with companies that offered incredible guarantees but went out of business, leaving customers without recourse. Meramec Secure® provides the answer. Our platform enables companies to differentiate themselves by demonstrating real financial backing for their commitments, building customer confidence, and gaining a competitive advantage.
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Kerper and Bowron LLC Unveils Patent-Pending Method To Transform Service Contract/Extended Warranty Accounting for $250 Billion + Global Industry
Kerper and Bowron LLC recently announced a breakthrough in service contract and extended warranty accounting that fundamentally changes how the global service contract industry recognizes revenue, manages reserves, and unlocks billions in lending capital in the United States.
Full Release: https://kerper-bowron.com/blog/kerper-and-bowron-llc-unveils-patent-pending-method/
The Meramec Secure® Platform helps InsurTech, FinTech, OEM, and Product Sellers meet client demand for insurance-backed guarantees or warranties
The markets are littered with companies making big, bold promises that then go out of business with nothing to support their promise.
“Everyone has a warranty or guarantee, but what backs it – that’s what your prospects and clients want to know.”
The Meramec Secure® Platform enables the creation of customized solutions tailored to the needs of InsurTech, FinTech, OEMs, and Product Sellers across a variety of products, services, and solutions.
This includes traditional product warranties and service guarantees, as well as platform guarantees for performance, usage, uptime, and service-level commitments (SLAs), along with options for redeploying contractual obligations, early termination, warranties, and refunds.
Make your product, service, or solution stand out in a crowded market.
Determining the appropriate insurance policy and structure to support your objectives in a compliant and valid way is extremely important. Meramec Secure® supports clients in reviewing options and solutions to support the program from initial design through implementation.
Contact Meramec Secure
Mike Frosch, President
email: mike@meramecsecure.com
book an online meeting at: calendly.com/mike-frosch
website: https://meramecsecure.com/
#meramecsecure #insurtech #fintech #saas #warranty #guarantee #oem
How the Meramec Secure® Platform Supports Companies Bringing Financial Strength to Their Guarantees and Warranties
With new innovative services and products comes a certain degree of uncertainty about whether the company making the promise can truly fulfill its commitments. Everyone can relate to companies offering incredible guarantees or warranties that are now out of business, or those making service promises that don’t deliver.
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Is it a CLIP or a SCRIP or a CLRP or PWI or PGI
The correct term depends on what you’re looking to accomplish. Navigating the different insurance policy terms can be confusing, as their meanings and applications often overlap. The fundamental foundation is the Contractual Liability Insurance Policy (CLIP) for all the variations.
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Using a Contractual Liability Insurance Policy (CLIP) for Limited Warranties or Service Guarantees
Businesses offering Limited Warranties or Service Guarantees frequently encounter the question, “What backs this warranty or guarantee?”
This question is critical to clients seeking peace of mind that something supports the warranty or guarantee beyond the company’s promise. In some cases, clients will not do business with a company that doesn’t have adequate backing for its promise or guarantee.
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PTC Named a Leader in IDC MarketScape: Worldwide Warranty Service Management Applications 2024 Vendor Assessment
A leader in warranty service management
The PTC team is proud to deliver expertise in vertical, geographical, and function nuances and best practices.
“PTC’s warranty offering is flexible with the intent to empower customers in their management of warranty policies, coverages, reimbursement terms, business rules, workflows, and service campaigns. The warranty operation continues to evolve as customer needs and market shifts occur,” the report continues. “PTC also has incorporated its recent acquisition of ServiceMax from a field service perspective to better optimize warranty transaction processing and analytics.”
PTC was also previously named a Leader twice in the IDC MarketScape: Worldwide Manufacturing Warranty and Service Contract Management Applications 2022 and 2019-2020 Vendor Assessments.
Building a Manufacturer’s In-House Service Contract Program
It’s never been easier for a manufacturer to build an in-house service contract program
Visit Meramec Secure for more information.
Munich Re completes final certification of photovoltaic warranty insurance with Sunova Solar
Munich Re Green Tech Solutions has completed its final certification of photovoltaic warranty insurance with Sunova Solar, a Tier 1 global energy solutions business that designs and manufactures clean renewable energy components.
Full Article: https://www.reinsurancene.ws/munich-re-completes-final-certification-of-photovoltaic-warranty-insurance-with-sunova-solar/