Delaware’s H 106 exempts service contracts and related products from insurance laws, defining scope and allowable incidental indemnities (e.g., towing, rental).
The bill states, “The offering, sale, or issuance of a service contract, vehicle theft protection product warranty, or maintenance agreement shall not be considered insurance or subject to the insurance laws of this state unless made expressly applicable thereto.”
Click here for the full text of H 106.
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The only event where innovation meets impact in extended warranties and service contracts. Whether you are focused on vehicles, homes, appliances, electronics, mobile, or other specialty markets, this is where leaders gather to share the strategies that future-proof products and services. Meet 250+ executives to learn who’s doing what and how!
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State and federal regulation updates: States such as Minnesota, Utah, and California have tightened rules on automatic renewals for service contracts, requiring clearer consent and consumer notices. Meanwhile, Florida mandates specific disclosures and notifications.
Here is an excellent article from law firm Kelley Drye & Warren LLP on the fast-changing status of auto-renewal programs in the US
Full Article: https://www.kelleydrye.com/viewpoints/blogs/ad-law-access/auto-renewal-laws-2025-round-up
The 16th Annual Extended Warranty & Service Contract Innovations Conference https://www.warrantyinnovations.com/ returns to Chicago, hosted at the legendary Drake Hotel on October 27-28, 2025.
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The Iowa Insurance Division has published consumer guidance on service contracts (motor vehicle and residential), emphasizing the need to research providers, coverage limitations, and claim processes; awareness is recommended due to persistent marketing via calls and mailers.
The Iowa Insurance Division regulates two types of service contracts: motor vehicle and residential service contracts, also known as home warranties. The article lists websites a consumer may use to confirm a seller is licensed.
Full Article: https://iid.iowa.gov/consumer-connection/2025-07-02/july-consumer-connection-service-contracts
The landscape for Vehicle Value Protection Agreements (VVPAs) in the United States is rapidly maturing, with a growing number of states enacting statutes that explicitly authorize the sale of these innovative financial protection products.
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Maryland House Bill 1046, signed into law on April 22, 2025, and effective October 1, 2025, protects consumers by prohibiting certain practices, including:
This law significantly protects consumers by preventing certain coverage exclusions in vehicle service contracts.
Full Text: https://mgaleg.maryland.gov/2025RS/fnotes/bil_0006/hb1046.pdf
October 27-29, 2025, The Drake, Chicago, Illinois
The next evolution in warranties and service contracts is here—are you ready? From vehicles and home to mobile, electronics, and appliances—this year’s event is packed with innovations. Join us for The 16th Annual Extended Warranty & Service Contract Innovations, www.warrantyinnovations.com scheduled for October 27-29, 2025, The Drake, Chicago, Illinois.
Warranty News readers use promotion code WN300 for $300 off!
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Mosaic Compliance Services announced the launch of AuditF&I, a new continuous monitoring solution designed to help dealers confirm and document compliance with state and federal requirements.
CLEARWATER, Fla. — June 17, 2025 — Mosaic Compliance Services has launched AuditF&I, a new continuous monitoring solution for U.S. auto, RV, motorcycle, powersports and marine dealerships.
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Two California consumers claim in a class action lawsuit that LG Electronics violated state law by starting its warranties on the date of purchase, rather than the date of delivery.