Delaware’s H 106 exempts service contracts and related products from insurance laws, defining scope and allowable incidental indemnities (e.g., towing, rental).
The bill states, “The offering, sale, or issuance of a service contract, vehicle theft protection product warranty, or maintenance agreement shall not be considered insurance or subject to the insurance laws of this state unless made expressly applicable thereto.”
Click here for the full text of H 106.